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For mortgage loans into two misunderstandings
Handle property mortgage loan Shi, borrowing people easy into two a errors:
errors a: property assessment price more high more good
many borrowing people thought property assessment price more high get of loan lines more big, so will requirements assessment company put property assessment value do high, but if property assessment value obviously above its actual value, the behavior will was Bank considered fraud, to refused to for its lending.
myth: all the real estate mortgage
a lot of people think all property can apply for mortgage loans, but it's not! As security for a property must meet the following criteria:
1, and must have the certificate of State-owned land titles;
2, with the same capacity
3, can be listed for trading.
so, want to apply for mortgage borrowers in the loan before you figure out collateral requirements and loan.

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