Loans to buy a car for five stepsLoan to buy a car concept has spread to many consumers ' lives, in order to enable consumers to make more simple and hassle free driving his own car, the author has arranged the loan to buy a car for everyone's specific processes, get everyone to be aware of when buying a car.
, consultation loan
When you select their favorite car, you first need to issues relevant to the enquiry to car dealer to buy a car, regardless of price, performance, or after-sales service, through communication with car salesmen, let himself have a bottom.
II, review loan information
to apply for a loan to buy a car to the dealer to do the trial, including auto loan application forms, contracts, such as bank loans, and provides and the spouse ID card, residence booklet, proof of income, proof of property ownership certificate, marriage license and other credit, by the borrower and spouse sign a loan contract and relevant documents. This is done to allow banks, insurance companies and auto dealers have a understanding of your situation, as long as the loans, will be able to apply for loans.
III, the first payment, sign a contract
according to their corresponding to the selected models to pay down payment, generally pay a full car of 30%~50% (some dealers have zero pays models) are more common. Then signed a contract to buy a car with dealer and corresponding motor vehicle insurance by insurance companies.
four, bank acceptance, check
dealers to submit customer information and purchase contracts, carry out pre-loan investigation by the Bank, and when these are done, then, determined by banks lending again.
, dealer delivery vehicles after Bank loans to car dealers, dealer vehicle delivery procedures, licensing and vehicle insurance procedures, and according to the agreed time to deliver vehicles to car buyers. At this point, the entire loans buy a car program was completed.